Is This Reasonable?

[EDDIE51]

As I reported on here , we were involved in a car crash on 4th Nov.
My wife suffered whip lash ( confirmed by doctors) and the doctors told her that the crash had almost certainly made her pre-existing arthritis of the spine worse. She was taken to hospital on a spinal board and had a series of X rays and scans. She was in sever pain for the next 4 days and was prescribed codeine, paracetamol and ibuprofen . She still has more back pain than before and finds it hard to pick things up from the floor.
The other party's insurance have accepted 100% responsibility . The insurance have contacted us and offered £2250 as a full and final settlement. Do you think this is reasonable? we have until Monday to give them an answer.
The alternate is to go through the full claims procedure with medicals etc, the £2250 offer would be paid immediately , they say the full claims procedure will take over a year.

Anyone got any advice?

[Sqad]

Eddie...I think that your wife has made the correct decision.

Whiplash is becoming a sort of " joke" diagnosis now, as there is no diagnostic test. IQ am not saying that it doesn" t exist, but that the courts do not give it the credence that or once had.

The other " fly on the ointment" is that of her pre existing arthritis which the defence would argue that it would give her trouble, even without the intervention of the accident.

I feel that the settlement seems fair on the basis of what you have told us

[boxtops]

I don't think it's unreasonable either, sqad, but it seems very quick to have resolved that part of the claim, based on experience (mine and others).

[beezaneez]

he should count himself very lucky to have been offered that amount at all.