Car Insurance Was Renewed Without My Permission

[dieseldick]

zenith sent me email to say my insurance was renewed, what a crafty move ! because since i didnt call them before 1st december they knew that i would not renew with them or they knew i had found another company so they went ahead and renewed themselves. no one even called or mailed me to ask me if i wanted to stay with them, i sold car 1 month ago .

surely i need to be refunded on this immediately .

[1ozzy]

Unless you have set up your payments to them as "automatic" just don't pay.
If they are set up as "automatic" cancel them and demand a refund on the initial payment.

[fiction-factory]

Yes, if it is autorenewal you have to tell them you don't want to renew.
I'd agree that it shouldn't be allowed- we should be sent something to confirm renewal. The insurance companies say they are doing it as a favour to us to make sure we don't fall uninsured because of forgetfulness. I always double check it's not autorenewal and would let the old insurer know I wasn't renewing

[hc4361]

It really is not a problem. You have 14 days to cancel and get a refund on any payment made.
I always make sure that I have auto renewal so that I don't have to worry if I can't deal with insuring the car for any reason such as being ill.

[hc4361]

Although you should have had a reminder with details of the new premium etc. Did you tell them that you had sold the car and cancel the premium?

[jennyjoan]

hA HAHAHA - That was going to happen to me over a blasted "new cooker" - renewal date was 1 January 2017 - but got on the blower yesterday and repeated (I am deaf) that I didn't want renewal.

Altogether they charged £173 for the year - and what happened was I pulled cooker out to clean either sides and lead wasn't long enough and it came out of wires. I could have fixed myself. But my cooker man woould have probaly £30-40. I hope she took it

[Old_Geezer]

Anything that takes my money without my unpressured consent and forces me to go through the hassle of reclaiming it, is a problem; and should be illegal. But most if not all think your money is their's these days, and the bank and it's less than secure system is happy to pass their money to them and then reduce the amount in your account to compensate them for their generosity.

[Prudie]

This is standard with many insurances but you must have got a letter or e-mail with the premium due saying if they haven't heard back from you by a certain date they'll assume you want to continue. Some people do find that a convenience. You will of course be able to get a refund.

[dieseldick]

i only let the policy run to get my NCD for a further year.

[hc4361]

Should have transferred it to the new car