Flood Plain

[lilly1]

I am thinking of buying a new house the only problem is that it is built on a flood plain the council and builder have raised the floor height datum and other mortgage and banks seem to loan money out to buy one anyone had any experience of higher premiums. merry xmas everone.

[New Judge]

The clue about flood plains is in the title. They flood when it rains a lot. Do not touch it with a barge pole (which you might need if it rains).

[woofgang]

also the attendant barge...

[jno]

personally, I wouldn't; but if you can arrange things so that if need be you can live entirely on the first floor should the ground floor be inundated, there might be some sense in it. Insurance premiums might however be prohibitive; insurers have been caught out before and floods seem more frequent these days.

[roopower]

Have never understood why councils give permission for building on flood plains. They do what it says on the tin, they flood!!!

[Old_Geezer]

Because they aren't there to look after the citizen, merely get their quota of new houses built (tick in the box) and let the builder collect the profit and leave responsibility behind.