Jobs & Education1 min ago
Payout When Car Is A Write Off
hi, i'm in the above position for the first time ever. I have not had a offer from the insurance company yet.
how close to how much the car is actually worth do they usually offer? (my estimate taken from parkers guide, and autotrader)
how close to how much the car is actually worth do they usually offer? (my estimate taken from parkers guide, and autotrader)
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Be prepared for a long hard slog in getting anywhere near the correct value for your written off car. Well, you will if your insurance company is Churchill. In the end I had to go through the ombudsman, and that wasn't exactly straightforward! My advice is, don't let your insurance company grind you down.
Remember to claim for transport while your car is being repaired.I was in the same position , I complained and got an extra £600 for car hire. ( I then bought another car for £100 which I used until my car was repaired , I then sold the 'spare car' for £350)
They normally offer 'book price' from 'Glasses Guide'.
They normally offer 'book price' from 'Glasses Guide'.
As has been said previously, go onto Autotrader to find the model nearest yours, with the nearest mileage and closest condition. If you can find than one so much the better. Only obtain comparisons from private sellers - it's pointless getting comparisons from dealers because their price includes a profit margin and your insurance will not cover this element.
The measure used is the current market value at the time of the loss, in other words the true measure of indemnity is to place you in the same position post-loss as you were in pre-loss, but this is difficult with cars because no two are the same.
The value you told the insurance company when you took out the policy is irrelevant - you are not insured for this amount, plus most people think their car is worth more than it actually is.
The measure used is the current market value at the time of the loss, in other words the true measure of indemnity is to place you in the same position post-loss as you were in pre-loss, but this is difficult with cars because no two are the same.
The value you told the insurance company when you took out the policy is irrelevant - you are not insured for this amount, plus most people think their car is worth more than it actually is.
// Remember to claim for transport while your car is being repaired//
nightmare - I had TWO cars arrive at my non-driving address and not at the address of my driver
oh we will take them both home again - both cheerfully said. [fee for no service is apparently what everyone seeks after in this game]
I was on the phone at the time - at the lady at SpazzCity - who said - well they're not meant to do THAT!
one went thro my drawers whilst I was at it !
oh and they lost my injured car
I rang them and said - you know it is still at "Robbers and Fencers" - and she went sort of like 'yeah' when it was obvious she was clueless....
nightmare - I had TWO cars arrive at my non-driving address and not at the address of my driver
oh we will take them both home again - both cheerfully said. [fee for no service is apparently what everyone seeks after in this game]
I was on the phone at the time - at the lady at SpazzCity - who said - well they're not meant to do THAT!
one went thro my drawers whilst I was at it !
oh and they lost my injured car
I rang them and said - you know it is still at "Robbers and Fencers" - and she went sort of like 'yeah' when it was obvious she was clueless....