News1 min ago
Learner Drivers
25 Answers
Hi, do you have to inform your insurance company if you are teaching your son/daughter to drive in your own car? They are also having proper lessons.
Answers
Yes you have to put them on your insurance as a named driver -and wait for the shock : your Insurance company may not accept a driver with just a provisional licence, or will hike your premium up. A few years ago I wanted to put my 17 year old on my small family car while he was learning to drive -they wanted and extra £700. In the end we bought him his own car for £500...
09:01 Wed 08th Jul 2020
Yes you have to put them on your insurance as a named driver -and wait for the shock : your Insurance company may not accept a driver with just a provisional licence, or will hike your premium up. A few years ago I wanted to put my 17 year old on my small family car while he was learning to drive -they wanted and extra £700. In the end we bought him his own car for £500 insured in his name and it worked out cheaper in the long run. When he passed his test his premium went up for the first year but halved the second year.
APG two years ago to put him on my Insurance it was going to go up from £279 per year to just over £1000. We bought his little Ibiza for £500 and the insurance for him was about £850 for the year until he passed his test. When he passed his test it went up to £1200 with a black box, then this year, because he showed himself to be a good driver its gone down to £ 750.
You don't need to add them as a named driver.
This company does it for a typical price of about £220 for 180 days' cover.
https:/ /www.we aremarm alade.c o.uk/le arner-d river-i nsuranc e?utm_s ource=g oogle&a mp;utm_ medium= cpc& ;gclid= Cj0KCQj w3ZX4BR DmARIsA FYh7ZLx FB_2krG _Rug2bs jj7yO96 u2gVR-9 NjTNPe5 tyHIWCt 7ahaeyD xMaAkSZ EALw_wc B&g clsrc=a w.ds
This company does it for a typical price of about £220 for 180 days' cover.
https:/
That sort of insurance didn't exist when my kids were learning to drive. Good article about learner insurance in The Guardian https:/ /www.th eguardi an.com/ money/2 017/aug /12/you ng-lear ner-dri ver-ins urance- cost-pa y-per-h our