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New driver insurance
Who is the best car insurance for a learner driver aged 17
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If it is a car registered in your name shop around on the internet and take the cheapest quote. But stay with that company for a few years to build up your no claim discount. If it is your parents or guardians car they should be able to add you to their existing policy.
Oddly you may find it cheaper as a learner driver than as a 17 with a full licence. The theory being that you need to be accompanied by an older driver with a full licence.
Oddly you may find it cheaper as a learner driver than as a 17 with a full licence. The theory being that you need to be accompanied by an older driver with a full licence.
You don't need to stay with the same company to build up your no claims bonus - it stays with you and continues to build regardless of how many companies you've been insured with.
It pays to shop around every year, especially as most insurance companies offer discounts to new customers.
The info and links here should help you, but no company will be cheap
http://www.moneysavingexpert.com/insurance/com pare-cheap-car-insurance
It pays to shop around every year, especially as most insurance companies offer discounts to new customers.
The info and links here should help you, but no company will be cheap
http://www.moneysavingexpert.com/insurance/com pare-cheap-car-insurance
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Some points to consider:
1. If you insure with a company and build up a no claims history no other company has to offer the same discount if you transfer. They probably will due to market forces, but they do not have to
2. If you obtain a cheaper quote on renewal, tell your original company before transferring cover. The first company will probably match the quote. So it always pays to shop around
3. If the car is insured under someone else's name (eg parent's) but you are the main driver, tell the company. It will probably not cost much more but not telling them may negate a future claim
4. Any no claims discount built up under 3. above will only be honoured by that company. They will not give you a letter confirming that you have built up a no claims history (because it is not your policy). Such a letter would be required by a new company.
Hope this helps.
1. If you insure with a company and build up a no claims history no other company has to offer the same discount if you transfer. They probably will due to market forces, but they do not have to
2. If you obtain a cheaper quote on renewal, tell your original company before transferring cover. The first company will probably match the quote. So it always pays to shop around
3. If the car is insured under someone else's name (eg parent's) but you are the main driver, tell the company. It will probably not cost much more but not telling them may negate a future claim
4. Any no claims discount built up under 3. above will only be honoured by that company. They will not give you a letter confirming that you have built up a no claims history (because it is not your policy). Such a letter would be required by a new company.
Hope this helps.
Yes shop around and ask what the premium will go up to once you have passed your test - it can be very significant.
Dont insure the car in anyone elses name if you are the owner - your insurance will be invalid.
No Claims Bonus - dont put too much emphasis on the different percentages offered by companies - it is the bottom line that matters - a company offering 70% bonus can still be more expensive than one that offers 60%
Wherever you go - it will be expensive. If you havent already bought a car get quotes before you purchase and do not rely on what the car salesmen tell you about insurance groupings - every insurer is different.
Dont insure the car in anyone elses name if you are the owner - your insurance will be invalid.
No Claims Bonus - dont put too much emphasis on the different percentages offered by companies - it is the bottom line that matters - a company offering 70% bonus can still be more expensive than one that offers 60%
Wherever you go - it will be expensive. If you havent already bought a car get quotes before you purchase and do not rely on what the car salesmen tell you about insurance groupings - every insurer is different.
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