Insurance

[mastersv]

Just had a reply re jointpolicy holder question. I had become joint policy holder unwittingly. I was never addressed. It would appear this was the case when insurance amended to include rings by my husband back then. We moved in together. He took out insurance for his possessions as I had nothing of any value having just sold house lock, stock etc.... No questions were asked of me or was documentation addressed to me. My ex had very little experience of insurance so would never have known to put me on as joint policy holder deliberately.. I never had insurance with anyone else. Use some case law for my hearing which was an appeal case: Economides The claimant had claimed after a burglery. Was decline hence appeal. He was also claiming for property belonging to his parents who lived at the address but they were not joint policyholders. He won his appeal because he found to have acted in good faith. This I believe both my ex and myself have done. My ex knew only of one of the claims since the other two losses occurred prior to us dating. He was asked to tell them about claims he knew about of other members of the household (we were married at inception). He was never asked to find out if there were others. Nor did I know I needed to let them know not even when becoming jointpolicy holder since I did not know I had become one. I would certainly have provided this information had it been requested and had I received documentation addressed to me. I believe - although branded reckless by the judge - I had acted in good faith. The judge did not call me fraudulent which I guess is something, but I feel I did not get a fair trial. I feel that because their evidence was unrelible and they could not prove I was jointpolicy holder at inception nor that my ex did not mention any claims ie the carpet which he knew about ( what they were contending) the judge was wrong.

[sara3]

who was taking whom to court? is this a civil or criminal matter?

please reply here rather than start another thread.