The AnswerBank Articles

Car Buyers 'May Be Able To Get Bargain At Auction'

People looking at buying a used vehicle so they can save money may want to get themselves down to a car auctions. If you have not been to an auction before visit first as a spectator to find out how it all works. Then when you go to buy, take someone who knows about cars with you and who can assess their condition and...15:36 Mon 24th May 2010

Police Initiative Could Cut Home Insurance Claims

We all like to think of our home as our castle – impregnable and sturdy. Unfortunately, there are some who have found that this may not be the case. It is horrible to find that your home has been burgled and your personal possessions stolen or broken. However, there are many simple ways we can discourage would be...15:36 Mon 24th May 2010

Drivers Urged To Remove Valuables

Motorists in Oxford keen to avoid a car insurance claim may want to take additional security measures following a spate of break-ins in the area. Recently, vehicles have been targeted in streets all over the city. Victims ended up losing a variety of goods, including a laptop, disabled badge, satnav, stereo and hair s...15:36 Mon 24th May 2010

'Buy In Haste, Repent At Leisure'

Motorists who are too hasty when buying a second-hand vehicle could find a car insurance claim ends up being the least of their problems, it has been suggested. Auto information group HPI urged people to take their time and do their research when purchasing a used model. It explained that in their haste to make sure a...15:36 Mon 24th May 2010

Police Surgeries Could Help Cut Claims

Although the vast majority of us never have to worry about crime in and around our area, others are not so lucky. All over the country Police Surgeries are being set up so the residents can meet their local officers and also share any issues they have. A police community support officer said: "You can talk to us ...15:36 Mon 24th May 2010

‘Effective’ Planning Can Reduce Inheritance Tax Bill

It is traumatic when we lose a loved one but it can be a nightmare to sort through the finances of the deceased. Trying to work out how much goes to whom and what to do with any property is the last thing you need when you are still grieving. In addition, the taxman wants his cut of the pot too in the form of Inheritan...15:36 Mon 24th May 2010

Medical Insurance Rise 'Fuelled By Instant-Access Society'

A growth in levels of personal medical insurance (PMI) is a result of an "instant-access society", an expert has asserted. You can order your shopping online with same day delivery why not get your medical treatment the same way Bupa have commented that more people are doing this because they do not want to...15:36 Mon 24th May 2010

Australia Hosts The Next ‘Adrenaline Rush’ Activity

Although most of us just crave two weeks of relaxing in the sun many want more from their holiday. More and more people are taking up extreme sports as a way to unwind from the daily grind. Often these sports are part of so called adventure holidays at warm sunny destinations such as Australia. Now it seems there is a...15:36 Mon 24th May 2010

Homeowners fear 'recession burglaries'

As the recession has hurt the pockets of many people over the last year, many of us are looking to other methods to make ends meet by taking out second jobs and saving - some people, however, have taken a more illegal approach to making extra cash by breaking into homes and stealing items. "UK homeowners feel mor...15:36 Mon 24th May 2010

Bankruptcy ‘Increasing In Scotland'

Recent figures released by the Accountant in Bankruptcy found that the number of companies going to the wall has risen by over 150 per cent compared to the same period the previous year. In real terms, this amounts to more than 3,700 businesses going under. The number of individual insolvencies has also soared - by aro...15:36 Mon 24th May 2010

Low Credit Score 'Could Be Result Of ID Theft'

Low credit scores and blacklisting could be down to ID theft, which a new study has revealed could be set to increase. The research done by a leading online insurance provider has found that the number of people whose rating could be affected by the crime is "likely to almost double" in the next half-decade....15:36 Mon 24th May 2010

"Beauty Blunders" result in home insurance claims

Most men and women's bathrooms are fully-stocked with hundreds of beauty products, whether it's styling gel or fake tan, it seems that everyone is obsessed with looking their best. Although these beauty products are intended for use on the body, its often the case that a bottle gets dropped and ends up spilling everyw...15:36 Mon 24th May 2010

Travel Insurance Tips Offered By Expert

A range of travel insurance tips have been suggested by an expert, the main one being to check exactly what is included in a policy. A spokesperson for the Association of British Insurers (ABI) has advised that medical expenses are key elements to be included in any cover. "Most policies will cover cancellations...15:36 Mon 24th May 2010

Insurance Company Offers Tips On Bike Security

There are many reasons for using your bike. Whether it is to save money on ever increasing fuel prices or to get a bit fitter, or to simply do your bit for the environment and leave the car at home many of us are now taking to the roads on two wheels. Whatever the reason, however, we must all be vigilant when leaving ...15:36 Mon 24th May 2010

Home contents value total "staggering"

The home of today is crammed full with more expensive technology and goods than 20 years ago. While this may seem like a common sense statement, many people are failing to ensure that they have adequate cover for all of their new items. In any household today it would be common to find a host of televisions, DVD playe...15:36 Mon 24th May 2010

New Saab Great Prestige Car

If you are not looking for just another car but something a bit special then you should check out the new Saab 9-3X. The specification alone would suggest it has been designed for those looking for a premium car. Priced from £24,995 on the road, the car is available with one of two engines - a 1.9TTiD diesel and...15:36 Mon 24th May 2010

Keep An Eye On Insurance When Economising

In an effort to make ends meet, it seems, some of us are cutting costs by cancelling some insurance policies. However, this can be dangerous as some are required by law and some would make life very difficult if we were not covered. Insurance customers must decide what policies are essential when they are considering ...15:36 Mon 24th May 2010

Gold Credit Cards 'Can Cause Travel Insurance Confusion'

We all know that purchases with credit cards are often insured by the company in case of fraud or faulty goods. Some opt for the gold credit cards which usually give better rates but you have to be spending more. Some cards also offer other types of insurance as an incentive to buy. But it is worth checking the small p...15:36 Mon 24th May 2010

Comprehensive Insurance Cover is Best Option

As the credit crunch forces people to cut back on spending, some Brits have decided to change their insurance policies so they cost less, but do not provide the most comprehensive cover. "Consumers who have comprehensive insurance can avoid having to pay a hefty bill", it has been suggested. Many people t...15:36 Mon 24th May 2010

What can be insured on a holiday

When the passport, sun cream and little black number have been packed in the suitcase, most holidaymakers' tick list is complete. One other thing to be tucked safely away among the sarongs and shorts, however, is travel insurance documents. The amount of Brits who forget to take out travel insurance before they go ...15:36 Mon 24th May 2010