I feel sorry for you, that no one has answered your question. Have a look at the banks and buidling societies that are in your nearest town, then look on the internet and see what each one is offering in the way of goodies when you open an account, the interest they offer etc. When you have decided which one you like, go into the branch and someone will help you. You only need a basic account and a cash card. Don't get a credit card so you won't be tempted to get into debt and don't buy what you can't afford. If there is something special you want, work hard and save for it.