Mortgage Deeds

[yvonnejoyce]

Can anybody please let me know pre 2002 should solicitors have sent you a copy of your house deeds upon completion of signing (I don't mean after paying off your mortgage after so many years) and if so am I now entitled to ask for them to pay for them as I never received any and have only just found out that I allegedly should have been sent them.

Many thanks in advance

[buildersmate]

Do you realise that if your land/house ir registered at the Land Registry, you don't need this 'copy of the house deeds' at all? You can download for yourself a copy of the LR details here for £4.
https://www.landregis...ortal/Property_Search
Since compulsory land registration has been around for quite a few years now, it seems unlikely your land is unregistered.

[boxtops]

No, I've never had mine, the solicitors dealing with the purchase of any of my homes sent the deeds direct to the building society who hold my mortgage. I get them back when I've paid it off.

[Buenchico]

I wouldn't have expected a solicitor to have provided a copy of the deeds. When I bought my house (back in 1991) it was the lender (Woolwich) who provided me with a copy of the deeds.

As Buildersmate indicates, paper deeds are largely irrelevant anyway. It's what's on the Land Registry's electronic database that matters.

Chris