Deliberate Damage

[malagabob]

I have called my insurers about a matter which i thought was routine, and they have appointed their preferred contractors to come and remedy the matter.
On further inspection on the cause of the matter. I am sure 100% the cause is a deliberate act by contractors that did work for my neighbour.
Is telling my insurers of my findings now the best way to proceed or wait till the insurers contractor inspects himself. then contacting my neighbours contractors employers.
Is the matter a criminal or civil act/ TIA

[Zacs-Master]

I think you may have to be a bit more specific about the damage and why you think it is deliberate.

[soapnumpty]

I work in insurance and would suggest you tell your insurers now. But without proof there is little that can be done. If it can be proven your insurance company can try to reclaim their costs & your excess from the contractors insurers.

[Buenchico]

The Criminal Damage Act states:
"A person who without lawful excuse destroys or damages any property belonging to another intending to destroy or damage any such property or being reckless as to whether any such property would be destroyed or damaged shall be guilty of an offence".
If you believe that someone has contravened that Act, contact the police.

If you believe that someone carrying out next door has caused damage to your property, your first step though would normally be to advise that person (or company) in order that might be given the chance to remedy the matter (or to ask their insurers to do so).

[Buenchico]

^^^typo!
" . . . carrying out work next door . . . "