News1 min ago
Am I liable for insurance excess on my ex employers vehicle?.
I was sent to deliver a parcel in my employers van last March and a car went into the back. The other driver was convicted of drink driving.
This was my first accident in 40 years of driving.
The van was about 7 years old and was a write off.
I had checked the van was insured before driving it.
I retired in June and heard no more about the accident until now.
I have been advised that owing to the fact the other driver was not insured I am liable for the insurance excess amounting to £200 and my ex employer wants me to sign an authority form for it to be deducted from my pension over 10 months.
The regular van driver was on holiday that day and I have never signed anyhing with regard to this excess.
Can I be held liable?.
Marcia
This was my first accident in 40 years of driving.
The van was about 7 years old and was a write off.
I had checked the van was insured before driving it.
I retired in June and heard no more about the accident until now.
I have been advised that owing to the fact the other driver was not insured I am liable for the insurance excess amounting to £200 and my ex employer wants me to sign an authority form for it to be deducted from my pension over 10 months.
The regular van driver was on holiday that day and I have never signed anyhing with regard to this excess.
Can I be held liable?.
Marcia
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I generally "know" by the posting style the poster I am dealing with. I choose to answer to a point or sometimes I can't be bothered on the basis that I can point my skills elsewhere.
On the one hand it is damned annoying that some posters post variations on a theme of the same question time and time again; on the other hand, the scenario/answers might be useful to new posters.
However, more often than not I don't post these days because I am sick of my goodwill being abused. I give my time and knowledge freely, so it's actually damned annoying that SOME people think it is funny to keep posting the same type of question over and over. There are some knowledgeable and sensible posters in law who give their time to help so I can't help thinking that the "time wasters" and "tyre kickers" are just ruining it for the genuine ones.
I'd really like a post from one of the regular posters who post the same question over and over as to why they do it and what they think they are gaining......... Over to you Brimoan.....
On the one hand it is damned annoying that some posters post variations on a theme of the same question time and time again; on the other hand, the scenario/answers might be useful to new posters.
However, more often than not I don't post these days because I am sick of my goodwill being abused. I give my time and knowledge freely, so it's actually damned annoying that SOME people think it is funny to keep posting the same type of question over and over. There are some knowledgeable and sensible posters in law who give their time to help so I can't help thinking that the "time wasters" and "tyre kickers" are just ruining it for the genuine ones.
I'd really like a post from one of the regular posters who post the same question over and over as to why they do it and what they think they are gaining......... Over to you Brimoan.....
It's a difficult call, I know.
For the avoidance of doubt we are talking about a poster who has had 50+ user IDs this year and has been suspended many times; someone who is male usually but sometimes female; someone who has had numerous issues with care home fees and gold digging women; someone with very unusual clauses in his confidentiality agreements and pensions, and so on.
Looking back I spent ages answering some posts and researching things for him/her In May/June until I (and bednobs and others- and the Ed) spotted a pattern and eventually worked out what was happening. I felt annoyed and I'm sure some others did too.
On the other hand I could see the info could be useful to some, even though I feel some of the scenarios are too far fetched to be of much use to others.
The Ed's approach has been to suspend. I assume he's off duty now so can't check IP addresses/email addresses at the moment but suspensions usually follow. It's up to Ed ultimately.
For the avoidance of doubt we are talking about a poster who has had 50+ user IDs this year and has been suspended many times; someone who is male usually but sometimes female; someone who has had numerous issues with care home fees and gold digging women; someone with very unusual clauses in his confidentiality agreements and pensions, and so on.
Looking back I spent ages answering some posts and researching things for him/her In May/June until I (and bednobs and others- and the Ed) spotted a pattern and eventually worked out what was happening. I felt annoyed and I'm sure some others did too.
On the other hand I could see the info could be useful to some, even though I feel some of the scenarios are too far fetched to be of much use to others.
The Ed's approach has been to suspend. I assume he's off duty now so can't check IP addresses/email addresses at the moment but suspensions usually follow. It's up to Ed ultimately.
That's not the case. MoJo Jo. I respect your opinion and I don't dislike anyone on here.
Yes i normally report it to the Ed and he can do whatever checks he does and usually suspends quickly. But at weekends or in the evening when the Ed isn't here any reports will presumably gather dust until he returns. If you feel I should keep totally quiet and let people spend time on it you may be right. What I generally do is to answer the thread where I think it may help others, but I sometimes drop hints. In this thread suggestions had already been made that it was a wind up and someone posted that they thought they'd seen this before, so I went a bit further than I normally do.
If you feel I overstepped the mark, I'm sorry.
Yes i normally report it to the Ed and he can do whatever checks he does and usually suspends quickly. But at weekends or in the evening when the Ed isn't here any reports will presumably gather dust until he returns. If you feel I should keep totally quiet and let people spend time on it you may be right. What I generally do is to answer the thread where I think it may help others, but I sometimes drop hints. In this thread suggestions had already been made that it was a wind up and someone posted that they thought they'd seen this before, so I went a bit further than I normally do.
If you feel I overstepped the mark, I'm sorry.
I don't like or dislike you Mojo - I've just stated the facts as I see them. And I agree with Factor.
I think you will also find that if anyone is going to stick up for an OP in law, it will be me so I do kind of object to the implication in your post.
Anyway, I've started a new thread. So perhaps if you feel strongly you'll take it there rather than this one.
I think you will also find that if anyone is going to stick up for an OP in law, it will be me so I do kind of object to the implication in your post.
Anyway, I've started a new thread. So perhaps if you feel strongly you'll take it there rather than this one.
Thank you Factor. Absolutely no apology needed and I wish I knew how to phrase myself better. I totally get where you're coming from, but I remember my very first day here being accused of being someone else. I had to virtually tell my life story to get people off my back. It was upsetting to me then and I still feel a pang when I see it now.
I wasn't trying to cast aspersions on anybody. I just find it disconcerting.
I wasn't trying to cast aspersions on anybody. I just find it disconcerting.
-- answer removed --
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