Charge On A Property

[stevieg662]

Hi I purchased a property in early 2006 for my son to live in - no remt nor mortgage was charged to my son. I then had the deeds changed to my son's name. He then met a young lady in late 2006 and moved in and subsequently they married in 2013. Sadly in Jan 2016 they split up. During the whole time she lived there no rent or monies were paid towards the property. I was wondering if I could now place a charge on the property so as to retrieve the purchase price if she decides to go down the route of 50/50 split on divorce.

[bednobs]

you can't do anything for a house you do not own (it would be like you trying to get a charge on my house)

[whistonian]

I am no expert on this subject stevie,however, as your son now OWNS the property I think there is little you can do.

[woofgang]

The only way you can put a charge on a property is if the owner owes you money. He owns the house now and can do what he likes with it.

[Peter Pedant]

you should pay and take advice on this to be honest stevie

the others are right in that I dont think you can put a charge on the property but .... all is not lost - OK half may not be lost....

The joint assets will be split 50:50 but this wasnt a joint asset .... and she made no contribution. So the son needs advice not you.

she will of course be eyeing half the property as fair does ....

[hc4361]

Are there any children?

[ToraToraTora]

sadly, no, you cannot put a charge on unless there is a chargeable debt of some kind. Eg you can get a charge added if she actually owed you money. Not much you can do I'm afraid.