Ccj And Redetermination Hearing Yesterday.

[cassa333]

Had the redetermination hearing at it went as expected. The ex tenants have to pay only £20 a month so will take 16 years to pay.

I did point out they have higher purchase of £241 a month and £40 a week and council tax arrears and that when they pay them off they should pay it to me. Judge said although he couldn't make them he STRONGLY recommended several times, that they should give me the information on them.

Wether they will or not is another matter.

You know the cheeky gits said it was my fault they were so far in arrears because I didn't notice. Judge said although I should have been more on the ball (I didn't bother telling him I had been in and out of hospital and OH was going through cancer treatment at the time) he laid into them brilliantly.

There rent had gone up (because they were evicted) but they didn't bring anything in to prove it. She almost shouted at them. They hadn't paid a penny to me and he almost went through the roof at them.

What have you done with the money? No answer just shamed faces. What makes you think you can live in Mrs Smiths house for free? No answer just shamed faces.

I will go for redetermination every six to 12 months if they don't give me all the information I ask for.

I now have a CCJ in my favour for almost £4,000, possession of my house back AND a further money order for £3,300 that I think they have forgotten about but will come and bite them in the bum in about two weeks time. Oh and I put in a claim for £365 to the Local council from the damage bond.

I do firmly believe that people should be made to prove the things they say in court papers though because they said a load of old baloney and the judge didn't ask for proof even when he had a go at them.

[sinderella]

the problem is that the law is on the the side of the law breakers ever since the loonies took over the asylum

[cassa333]

You are definitely not wrong there Sinderella.

[cassa333]

Can't Pay, we'll Take It Away is on the telly just now...

Maybe something to come snider for the second money order I have against the ex tenants!!

[Peter Pedant]

you won !
dont be so angry - learn from this

even I was astounded how long it took you to get your arriss into gear.

[cassa333]

Well it's been over a week and no details the court suggested they give me. I will give them till Monday and then suggest that if I don't get the details I will go to a redetermination every 6 to 12 months at their expense and each time ask for the details of their higher purchase and council tax arrears. At some point they will have to give it to the court.

[Buenchico]

Go for it, girl!

(I don't want to seem pernickety but if you're going to refer to their H.P. agreements in any formal correspondence, it's 'hire purchase', not 'higher purchase'. In practice they're more likely to be credit agreements anyway, as very few people buy on 'H.P.' these days)

[Jackdaw33]

That's always puzzled me, Chico. When I was a kid HP was the norm. You didn't own the goods till the final payment was made and they could be repossessed in any case of default. With credit agreements the goods are yours from day 1.

[bednobs]

times change i guess. If i were to tell my 5 year old that tellys were so expensive you had to rent them when i was little she wouldn't believe me!

[Jackdaw33]

We got our first telly in 1956 when I was 7, on HP from the Co-op. It cost £80. That was 3 months of my father's wages.

[woofgang]

Jackdaw, at that time the goods had significant resale value, now they don't.

[cassa333]

Got a call from Judge Rinder programme the other day and was tempted to go for it.

In the end I decided that I would rather wait years for repayment than let them get away without paying a penny and not taking responsibility for their actions.

It might be cutting my nose off to spite my face but it is the principle of the thing now.