ChatterBank1 min ago
Fraud
Having split from his partner, a friend’s son has since discovered that she ordered several thousand pounds worth of clothing and other items using his bank cards. As far as I can ascertain having entered into credit agreements with on-line companies, she has now presented him with a number of final demands for payment and the companies involved have told him that since he was living at the address when the orders were placed he is responsible for payment.
It’s impossible for him to prove to his bank that he didn’t place the orders, but he didn’t, so what’s the solution? Must he just grit his teeth and bear it?
It’s impossible for him to prove to his bank that he didn’t place the orders, but he didn’t, so what’s the solution? Must he just grit his teeth and bear it?
Answers
First thing he needs to do is check his credit report with someone like Experian. That should at least tell him all the credit accounts in his name. Second is collect all the info together insofar as possible. ie item, date of order/
10:16 Wed 05th Feb 2020
PP re //I don't think you can have a joint credit card.// Thanks for the correction. I haven't applied for a new credit card for at least a decade and all ours are individual cards with the spouse having a second card on the account, even the cards from banks where we have a joint account. I assumed we'd done it that way because we had to, hence the "think" in my statement.
PP re // a joint credit card.// Thanks for the correction.\\
erm no prob - I think people have to realise that names on credit cards can be a risk to your wealth !
this is A opening cards in B names ( I thought B had gone out and spent on ABs' card) and is clearly fraud
s3 or something - uttering a document with intent to gain
( gain not needed, uttering is enough so long as you have a naughty naughty intention)
the only person who knows any law is Barmaid
erm no prob - I think people have to realise that names on credit cards can be a risk to your wealth !
this is A opening cards in B names ( I thought B had gone out and spent on ABs' card) and is clearly fraud
s3 or something - uttering a document with intent to gain
( gain not needed, uttering is enough so long as you have a naughty naughty intention)
the only person who knows any law is Barmaid
