Question Author
Thank you all!
Law man1856, luckily he put a lot of it into bonds, so he's actually been earning a bit of money from it.
bednobs, LOL! Bloody pig-headed, he is. He knows he should've said something before now (but still won't admit I was right all along :o)).
JRB, luckily there's been no penalty applied to the amount. As I said, he hasn't actually spent the money, but as it's in bonds I think he's going to opt to pay it back in the installments they've requested so that he still makes a little bit from it.
Thank you all again, you've been very helpful. Men, eh? (...joke! ;o))