I had a seriouse accident in Greece in 2001. My holiday insurance have been paying for legal work for the last 3 years, now they have informed me that they are not prepared to pay anymore legal fees as they think i only have 50/50/ chance of winning my case, don't know who told them that. So they have offered me 5,000 pounds as a goodwill gesture. Surely there are other avenues i can go down, as Greece are now in EU. Has anyone got some advice. Thank you.
There are very simple rules governing responsibility for accidents in Greece depending on the nationality of the parties involved. Here is a sample list
Greek and Albanian - it is the Albanian's fault
English and Albanian - ditto
Greek and English - It is the English person's fault
Greek and Greek - it is the fault of the one with the least "connections" (i.e. influential relatives or friends)
English and English - who cares?
Albanian and Albanian (or other Eastern European) ditto
Time to re-read the small print of the policy, in terms of their responsibility to you as the insured to pursue a claim on your behalf. I'll bet there's a clause in their somewhere that allows them to do this. Assuming its a UK insurance policy from a UK company, a route of recourse may be to the insurance ombudsman (which may now come under the FSA?). I don't see that the country of the accident or being in the EU has any bearing on it.