Bankruptcy

[dawill]

If a person applies for a store card while still a declared bankrupt. And the store card company grants him the card for �500. Who is in the wrong the bankrupt for applying or the store for giving him the credit.?

[delta733]

I would imagine it would be the store as if bankrupt that should be registered with most credit agencies and if running a check it should come up

[RevFunk]

cant see how a card would be issued as they would do a credit check. Would have thought that the application form would ask if you had ever been declared bankrupt.

[themas]

I've just posted an answer to your other query about this - which was differently worded. It would be better if you could be clear about the situation before you post.

See my other answer - the bankrupt can get credit of �500 max. without declaring himself as such, but if he applied for a card without knowing what limit might be given then he may have committed an offence. He certainly would have done if the card limit had been more than �500 & he had not declared the bankruptcy.

It is most unusual to get a store card (or any other form of credit) while bankrupt. The store has probably made an error of judgement (or someone just didn't do the credit check properly) in issuing the card. Whether that is the case or not, the debtor is still liable to pay the debt.