divorcing

[JO40]

Married a year and a bit then separated 6 months. We were in a ratalionship 8 years before but still owned our on properties I rented mine out , but I paid my boyfriend rent to live in his house. We always paid for our selves and never even bought each others drinks. Completely separate and that has continued into the marriage.

We are tenants in common. I've put the most money in and in 2006 I paid my half off so my husband just pays his part of the loan left. But since he left me he now wants me to pay half. Why should I ? I have now no income because I'll long term sick. Will he get 50/50 or will I get my money back?

[bednobs]

you dont make it veryclear - is this your husbands house you were living in or did he sell his to buy this one?

[JO40]

I sold my house first and put the total value in. I lent him �60,000 to pay his mortgage off on his own house. So we could take a joint mortgage on the new house. He finally sold his house which he invested half of what I did. Then my enowdments paid up and so I then owned half the value and stopped paying anything to the loan as I'd paid it off. This worked out well at the time because of my health. This was fine by him until he left me and now wants me to pay half what is left on the loan. I can't claim extra benefits because I have a small amount and the half still offsetting on the mortgage within my half. If I do I create my own loan and because I am worried about if he stops paying. I will lose everything. As the marriage was short and our monies only joined at the time of the purchase. Will I get my money back? Or what can I expect?

[Skyline D]

If it's a joint loan you had on the new property then you will BOTH be liable for it. The lender isn't responsible directly for any private arrangement you both had to pay a certain element each. If the loan isn't paid in accordance with terms I'd imagine they will take action against both of you for debt recovery.

If you actually have a separate legal agreement (rather than just a nod and wink one) that you had a certain amount to pay each and you've paid your part then I imagine you would have to take action against him personally to recover anything the lender gets from you.

All very complicated and I'm not a lawyer so there will be more reliable comment out there I presume.

[voltr4m4x]

I note that you say you are joint mortgagees on the house which you now occupy. You also ask: "Will he get 50/50 or will I get my money back?"

The fact remains that it seems a debt is still outstanding on the house notwithstanding whomsoever the debt remains outstanding. You then go on to say that your husband owes the substantial share of the outstanding loan.

In these circumstances therefore YOUR HOME IS AT RISK IF ANY DEBT REMAINS UNPAID ON IT.