News1 min ago
debt question
7 Answers
if u owe money to credit cards for more then 7 years and do not tell them and u marry will they find out and chase u on ur new name
Answers
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Using text speak makes your post very difficult to read, please try and use proper English.
If you owe money and fail to tell the creditors of your new addresses and name, you will still be liable and they can chase you through the courts.
You can also badly affect your husband's credit rating, and if you buy a property together and the court gives you a CCJ, your creditors could put a charging order on the property and eventually it could be repossessed.
Or the bailiffs could turn up.
Not a nice thing to do to a new husband, is it?
If you owe money and fail to tell the creditors of your new addresses and name, you will still be liable and they can chase you through the courts.
You can also badly affect your husband's credit rating, and if you buy a property together and the court gives you a CCJ, your creditors could put a charging order on the property and eventually it could be repossessed.
Or the bailiffs could turn up.
Not a nice thing to do to a new husband, is it?
There are all kinds of ways to find people, it's pretty much impossible to stay under the radar with taxes, bill, work records, bank and other accounts etc...
Marriage is a public record and not too hard to trace and companies who track debtors down have access to far more comprehensive databases and other resources than the ordinary person on the street.
It's possible they have taken action against you in some form but you are unaware as you have not kept them updated on where you are and there are procedures in place so that not knowing where someone is doesn't not prevent debtors from taking action.
Which country has your former husband gone back to?
Do you or he own any other property or assets?
Have you ever checked your credit rating or had any problem getting credit like credit cards, store cards, car finance, mortgage etc...?
Marriage is a public record and not too hard to trace and companies who track debtors down have access to far more comprehensive databases and other resources than the ordinary person on the street.
It's possible they have taken action against you in some form but you are unaware as you have not kept them updated on where you are and there are procedures in place so that not knowing where someone is doesn't not prevent debtors from taking action.
Which country has your former husband gone back to?
Do you or he own any other property or assets?
Have you ever checked your credit rating or had any problem getting credit like credit cards, store cards, car finance, mortgage etc...?
-- answer removed --
As already explained the debt is not written off and can be pursued through the courts.
I suggest you get a copy of your credit report free from experian
http://www.experian.co.uk/
I suggest you get a copy of your credit report free from experian
http://www.experian.co.uk/
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