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Chasing past debts

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puddicat | 19:47 Mon 02nd Feb 2009 | Law
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Thought i heard on the one show bbc 1, that they can not chase up a debt from over 6 years ago is that right??
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Avatar Image sn�gged
Finally caught up with you have they lol...
19:50 Mon 02nd Feb 2009
Avatar Image puddicat
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no just thinking about a mate snagged!!
19:52 Mon 02nd Feb 2009
Avatar Image sn�gged
As long as they have always had your correct address/contact details during that period of time, I believe so (i.e. you haven't done a runner, gone abroad or disappeared off the face of the planet etc.).
19:59 Mon 02nd Feb 2009
Avatar Image bednobs
http://www.theanswerbank.co.uk/Law/Question700 494.html
20:04 Mon 02nd Feb 2009
Avatar Image Ethel
It is 6 years from the debtor's last contact - whether that be by phone, letter, making payment or personal visit. After this time, the debt can still be chased, but not taken to court.

If the debtor has moved and failed to notify them of the new address, that rule does not apply.

20:06 Mon 02nd Feb 2009
Avatar Image kempie
As above, but with caveats.

Unsecured debt may become statute barred after 6 years (England, Wales, N Ireland) and 5 years (Scotland), however secured debt is legally enforceable for 12 years (E, W & NI) and 20 years (S).
00:51 Tue 03rd Feb 2009

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