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ummmm - //I'm not naive. I'm a book-keeper and know how ignorant people can be over their own finances. //
I did not state, or suggest that you are naiive.
I simply put forward my points that Terry Wogan would be aware of his payment for services under his BBC contract, and that his accountant would be aware of a payment for services for Children In Need.
To assume that no-one was aware that Mr Wogan was being paid, and that it was kept a secret from the licence payers and CIN donors is naive, and it took the Freedom Of Information Act to reveal this shabby financial chicanery.
I would have respected Mr Wogan far more if he had simply owned up, apologised, and handed the money back, instead of falling back on his aching self-deprecation, and 'Silly little old me, what do I know about money? ... ' act.