You've not told us how old the car is. BMW's 'MOT Protect' offer only covers the car's
first MOT test.
Quote:
"MOT Protect cover will rectify any technical issues described hereafter that cause the vehicle to fail its first MOT which will be due no later than 36 months from the date of first registration.
MOT Protect will cover all items with the exception of the windscreen, wheels, tyres and items replaced as part of routine servicing (e.g. brake disks and pads) modified and/or non BMW components. The cost of the MOT test, re-test and advisories will not be covered neither will failure as a result of neglect or adjustments and damage resulting from impact or accident, or faulty repair of any item be covered. Vehicles used for competitions, racing, pace making, or rallies are excluded.
The MOT repair work has to be carried out by a BMW Authorised Dealer / Workshop within 30 days of the MOT inspection failure. The vehicle must have a complete service history according to Manufacturer’s criteria."
Source:
http://www.bmw.co.uk/en_GB/topics/service/service-option-pricing/mot.html#mot