I had mine stolen last month. As the insurance company predicted it was found within 2 days. I was responsible for paying for the tow, though this was covered by my insurance. My car was written off as it was quite old and there was so much damage it just would have cost more than the car was worth to repair (they'd damaged a door and ripped out the ignition). If they don't find your car within 14 days then it's written off, well those were the terms of my insurance anyway. Give them a call, surprisingly they were very helpful to me.