How Long To Report Car Accident

[silliemillie]

Someone hit sons car from behind at low speed, just a few scratches but it's a new car obviously son wants it done.

Other driver says not to go through insurance and he will pay but should son report it to insurance anyway? If so, how long has he got? He's worried the other bloke might not come through by which time he might be too late.

He doesn't really want to report it if he doesn't have to.

Any thoughts appreciated.

[woofgang]

I would always report...as for when, asap.

[bhg481]

The terms of most insurance policies say that you must report ALL incidents to them, even if it's not your fault.

[bhg481]

Sorry, as woofgang said - I should have added "ASAP".

[TWR]

Myself, I would get a written estimate, hand the O.P the bill & let him pay, that is if it's only scratches, but each to their own.

[gingejbee]

A few scratches?.....these "minor" bodywork dings always involve more work (particularly on a new car that you want brought back to original condition) than the casual look might suggest. It'll probably cost a lot more than you might expect (for an "as new" repair) and the other driver could then refuse payment...how would your son feel about that?
I'd inform the insurance company....which you are normally told to do anyway.

[EDDIE51]

Yes, report to insurance and it should be within 24 hours of the event !

[silliemillie]

Thanks for all your imput, he is going to let him insurance know later.
He was on his way to work so won't be about to do it till he gets in.