Hi Derek, I'm one of these people that tell it as it is, If it's £20 it's £20 but I can also see the Beemas owner position, if he / she re-sells the car a make shift job will effect the sale price, I doubt this person will go for "Filler & a knock out the dent" but want it done right, when I first seen your post I thought it was your own car that wanted sorting, but I'm afraid the way things are I would advise an Image if involved in an Accident no matter how small, for the dealers to replace the front panel the N/S+ OFF Side wings, the Front Bumper has to be removed although bolted on, it's the time / work involved, is the BMW Owner a person you can talk to? if so I would try to talk him / her out of going to the dealer but the age of the car warrants a BMW Repair.