Hi I would like to know some information as I�m in a similar situation to cube2135. I was stopped for a random police check and by that time I didn�t have insurance. It was a genuine mistake, as I was in the process of changing my insurance company and also I haven�t received any documents from my insurance company about renewing the insurance. I was without insurance for 18 days hasn�t been driving till the day I was stopped, that�s when I found out I hadn�t got any insurance. I would like to know whether I will be banned from driving, or how many points I will be getting. If I were to get 6 points will I be able to do the driving test straight after n get license back (I have only been driving for a 1 year). And also is it better to appear on the court or does the court give credit for not wasting court time if I didn�t appear for the hearing.