Quizzes & Puzzles0 min ago
Fixed Penalty Fine
Is a fixed Penalty Fine for driving in a bus lane classed as a 'fixed penalty ' for insurance notification purposes ?
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Quote:
"It’s a civil matter rather than a criminal offence, so it's unlikely to involve points on your driving licence and therefore shouldn't impact your car insurance either"
Source:
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Agreement on that can be found here
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and here
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A 'ticket' for driving in a bus lane is a 'penalty charge notice', rather than a 'fixed penalty notice':
https:/
"It’s a civil matter rather than a criminal offence, so it's unlikely to involve points on your driving licence and therefore shouldn't impact your car insurance either"
Source:
https:/
Agreement on that can be found here
https:/
and here
https:/
A 'ticket' for driving in a bus lane is a 'penalty charge notice', rather than a 'fixed penalty notice':
https:/
You only have to report criminal offences, including those dealt with by a fixed penalty notice (such as speeding).
Driving in a bus lane is entirely a civil matter, which isn't (and, indeed, can't be) dealt with by a fixed penalty notice.
A penalty charge notice, which is what you received, is simply a bill from the local authority for using a bit of their road that you weren't entitled to drive on. Just as you don't need to tell your insurer about a bill you get from a garage, you don't need to tell them about a bill from the council either!
Driving in a bus lane is entirely a civil matter, which isn't (and, indeed, can't be) dealt with by a fixed penalty notice.
A penalty charge notice, which is what you received, is simply a bill from the local authority for using a bit of their road that you weren't entitled to drive on. Just as you don't need to tell your insurer about a bill you get from a garage, you don't need to tell them about a bill from the council either!
"You only have to report criminal offences, including those dealt with by a fixed penalty notice (such as speeding)."
If a condition of providing insurance is disclosing a Penalty Charge Notice, it would have to be disclosed.
You need disclose only the information required by the insurance company, if they don't ask for it, don't tell them.
If a condition of providing insurance is disclosing a Penalty Charge Notice, it would have to be disclosed.
You need disclose only the information required by the insurance company, if they don't ask for it, don't tell them.
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