Insurance Claim for written off car - Any advice?

[catlavender]

My car has just been written off after a drunk driver crashed into it whilst it was parked up at night. The insurers offered �1600 initially, when I said no they upped this to �1750 and are saying this is their final offer. From looking on various websites and in local car sales garages similar cars seem to be going for around the �2000 mark. I did tell the insurers this, and that I still have �1500 to pay off the car, but they said it's not worth any more than this.

What can I do next if I decide not to accept the offer? I've told the insurers I'll get back to them tomorrow.

and

Do you think �1750 is a fair offer? My car was in good, clean condition throughout and was in good working order. Fiat Punto 1.2 5dr hatchback 2001 Reg Low mileage.

Many Thanks.

[jg96]

I was in a similar position and was advised to bombard my insurance company with as many car ads for similar cars to my own to justify why I thought it wasworth more than there offer eventually sent in over 20 from Autotrader and local papers with a letter saying in so many words I cannot buy a similar car with your paltry offer in my case it worked and they upped it to an acceptable amount. Good Luck

[Toureman]

They have just upped their offer �150, try and get a bit more.

[flip_flop]

Don't bother giving them ads from motor traders - your insurance will not cover the motor traders profit. You need to get private ads.

I would say though that if you've seen similar cars going for �2000 on a motor traders forecourt, that �1750 sounds fair to me.

[sarah1987]

i dont think that is a very fair offer at all but if they arent going to offer anymore,there isnt much that can really be done.someone wrote my car off in january whilst i was sat in it parked up and i received 550 pounds for it and that was a banger,it was a 1.1 1994 reg fiesta which had 1 months tax left and 2 months MOT so your offer seems very unfair

[catlavender]

Thanks everyone. I searched on Auto Trader in the end for comparisons and also got a valuation off there that said my car was worth �1900 in a private sale or �2400 at trade. I told the insurers I wasn't going to accept their offer on the back of this and after much haggling they've offered me �1900 which I've accepted.

Thanks for all the advice.