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docspock, that Accounts for a lot of lads as well, their death rate is well above young Females, Sense & experience comes with age & life in general, the Insurance costs again comes mainly with driver age then comes CC of the car, As said on this site HGVs are limited to 56 & coming down to 50 under EC rules, the car a young person has should first be Either 1000cc & limited just like the HGVs & a seal placed on the links to keep the speed to this & checked, If the seal has been found to be tampered with remove the car off the road. The age of the driver should be put at 20 or as oldhamfan has stated 21, week after week in your local papers you see it, you pass it, My own brothers son a few years ago had a bad accident trying to be clever in turn cost a girl an arm, & the pratt has still no sense now at 34, there may be comments now to the effect "What a load of cr-p, they can say what the like, But try & see the hurt familys have when they have lost a son/daughter through some terr ars that should not have been speeding, & yes speeding in the hands of some that cannot handle it, pays the price & the price is DEATH.