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my husband purchased a car on hp 10 months ago we have paid a total of 2500 on a 7000 car. We changed address and informed them but they lost the new address and sent letters to my old address so they say. They also say they phoned my husbands work and they said he didnt work there anymore which he does my answerphone is permanently on wich they said they rang but no messages were ever left and said they tried his mobile which is always on but he never recieved any calls. On monday night he got a call and gave his address again the bloke said we would be recieving correspondance but turned up on our doorstep out of the blue and said he would not leave without the car or he would report it stolen so we had no choice but to give him the car. Seeing as we recieved no correspondance can they do this.
mrs palmer
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Apparently they can only reposess without a court order if you have paid less than 1 third of the total and the vehicle is parked on public ground.
They can get a court order if they have sent you a pre-possesion notice which details what you owe and gives you 15 days to pay it.
Did you actually make any payments on the car or is the �2500 jus the deposit you put down?