best time to learn to drive

[mollykins]

What's the best part of life to learn to drive?

When you're 17, you got your a-levels to worry about, but often your parents pay for the lessons for your birthday.

After your a-levels you need to be saving up for uni costs.

During uni, you have no money and are busy either studying or working, trying to get enough money.

After uni, you still have no money as you have a student loan to pay off, plus when you start work, you'd have to have lessons after work, which are more expensive.

But then after that you have to buy a house and i'll have to have a mortgage, which means i'll still have no money.

Then i might have a family, which means i'll have even less money.

So by my reckoning, unless I don't learn to drive when i'm 17, I won't have enough money to, untill I don't have a mortgage on my house and any kids have left home. Is there any other way round this problem, unless my family win the lottery?

[mollykins]

red if I follow hippy and only have a lesson once a week or less than that, I won't have the confidance in the winter, meaning I'll need lessons more often.

Thanks for that eddie. Also I saw something about this tracker thing you can get installed. It means that fi you promise the insurance company you won't driver between something like 9pm and 4am, and the tracker doesn't register you driving then, you get cheaper insurance.

[society]

See Molls... that friend who plays the lottery has a plan and sourcing their options of making it and hopes he / she will hit it big soon. They are not waiting for money to fall on their lap. I know you don't have much spare money but once in a while you much take a chance and buy a lottery ticket.

By the way, last night I dreamt I betted on a horse which paid 10 to 1.

[mollykins]

£100 is roughly what i have in the account I have access to, there's a few thousand in the other one.

[mollykins]

Society, he's spending all his earnings though.

[redcrx]

provisional driving licence will cost you £50
tax between £5-£13 a month
insurance - anything from £60 a month probably
petrol - anyones guess
mot £40+ a year
driving lessons -£16 a hour approximately
driving test - theory £31, practical £62-75


you cant even afford the provisional and tests.

[jackthehat]

Make your mind up.

You obviously have access to enough funds to pay for lessons and pass your test.

[redcrx]

plus theres the time the tyres need changing, the car overheats, the oil you need blah blah blah!

[mollykins]

That's why I wanted it for my birthday. And if dad had a more sensible car then he might let me drive that, If I paid the extra for the insurance.

[ummmm]

A few thousand. There you go...sorted. Pay for your own lessons and buy your own car.

[ummmm]

Anything from £60 a month insurance. But more likely much much more.

[mollykins]

jack and umm, because my mum hasn't sorted it, I don't have access to that money though.

Plus whoever mentioned about passing the test and not getting a car for a few years, I thought you only got a no-claims discouynt if you'd actually been on a named insurance for that time, else they treat you as if you jsut passsed????

[mollykins]

Oh and it was my mum who said lessons in the evening are more expensive.

[society]

Molly, if you really want your drivers licence you'll find a way. You are thinking up all the reasons that might, or possibly could hinder you. Remember this - the only person who could stop you from getting what you want is you. Yes YOU.

[jackthehat]

Explain to your mum that you will be arranging to have driving lessons, with all that entails and ask her to make sure that the funds are available for you to pay for them.

[mollykins]

I'm only aksing when logistically and financially is the best time to learn to drive.

[ummmm]

As far as I know you only get NCB if you're the policy holder.

When filling out insurance form they ask when you passed your test. Not how often you've driven over the years.

Insurance would be cheaper if you're over 25.

[ummmm]

When you can afford it Molly.

[redcrx]

and thats been answered.... When and if you have the funds to do so!

Forget mortgages and everything else that you're putting in the way, get some regular money coming in and see what you can afford.

[society]

"That's why I wanted it for my birthday. And if dad had a more sensible car then he might let me drive that, If I paid the extra for the insurance. "

From where will you get the money to pay the insurance?

[ttfn]

Well if you could get your hands on the cash in the 'other account' (you did say thousands, didn't you molly? - some people pay qualified driver's to take their test for them in cognito. btw I am a qualified driver molly with 44 years experience and (squeaky) clean driving licence. Want my email addy sweetness?.....................