Body & Soul0 min ago
Driving a used car home without road tax?
30 Answers
Hi can anyone tell me the legalities of driving a used car home from the dealers without road tax? I have taken out insurance on the vehicle and it would just be getting driven straight home. According to the dealer so long as we are just driving home and can produce our receipts as proof of and time of purchase if the police do stop us we should be alright . The insurance documents usually take about five working days to arrive and we are collecting the car before that. i was looking into the possibility of taxing 'online' but seemingly the tax disc would be sent out to the person they have on record as being registered keeper and of course that won't be us until the log books etc are actually handed over to us. just looking for advice if anyone can help. thanks
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If the car is on a public road it must be taxed.
Ask the dealer for the loan of his trade plates. (Offer a cash deposit, so that he knows he'll get them back). If the vehicle is displaying trade plates, it's taxed. (It temporarily acquires the registration number shown on the plates. That 'imaginary' vehicle will have had tax paid on it).
Drive the car home on trade plates, return (in another vehicle) to the dealer, hand over the plates and get your deposit back.
Chris
Ask the dealer for the loan of his trade plates. (Offer a cash deposit, so that he knows he'll get them back). If the vehicle is displaying trade plates, it's taxed. (It temporarily acquires the registration number shown on the plates. That 'imaginary' vehicle will have had tax paid on it).
Drive the car home on trade plates, return (in another vehicle) to the dealer, hand over the plates and get your deposit back.
Chris
I think it would be illegal to drive it home without road tax, this in turn would invalidate your insurance too!........I would insist that the dealer tax the car before collection! ( even if you have to pay extra for this, I personally would not expect to collect a car that has not been taxed, and therefore legal to drive on a public road!)....
But it could invalidate parts of it, NJ.
An insurance company can't duck out of its responsibility to provide the statutory minimum (3rd party) insurance cover simply because a vehicle isn't taxed. (i.e. the driver couldn't be prosecuted for driving without insurance). However an insurance company is within its rights to include a provision which invalidates any additional cover (such as that in fire, theft or comprehensive policies) when a car is used without road fund tax.
An insurance company can't duck out of its responsibility to provide the statutory minimum (3rd party) insurance cover simply because a vehicle isn't taxed. (i.e. the driver couldn't be prosecuted for driving without insurance). However an insurance company is within its rights to include a provision which invalidates any additional cover (such as that in fire, theft or comprehensive policies) when a car is used without road fund tax.
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Road Traffic Act Section 144 mdoo:
http://www.legislatio...a/1988/52/section/144
This section provides an exception to Section 143 (which requires compulsory Third Party insurance). By making the deposit the driver or owner is not insured but must meet the cost of any claims against him himself. I assume funds are taken from the £500k deposit in the event of the driver/owner refusing to pay up voluntarily.
http://www.legislatio...a/1988/52/section/144
This section provides an exception to Section 143 (which requires compulsory Third Party insurance). By making the deposit the driver or owner is not insured but must meet the cost of any claims against him himself. I assume funds are taken from the £500k deposit in the event of the driver/owner refusing to pay up voluntarily.
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