Do I inform insurance when points come off?

[1977Nicky]

I know I had to inform my insurance company when I got 3 points. They have since expired (well, it has been 3 years, I know I have to wait another year before I can physically get them off my licence unless I change address or something) - do I have to tell the insurance company?

[Lily_b]

When I have requested renewal quotes, points on my licence have been taken into account for insurance up to 5 years after issue, despite being expired in the eyes of the DVLA.

[Mel_C]

typically most insurers will keep records of convs upto 5 years old. After this period has passed they will no longer take the convictions into consideration when reviewing your premiums so there is no need to inform your insurers.

[Loosehead]

That's right, the law only punishes for 3 years, the insurers do it for 5! The contents of your actual licence are largely irrelevant, they will expire in the eyes of the IC after 5 years as stated above.

[1977Nicky]

Thanks everyone - that is outrageous though! How can they take them into account 2 years after they have expired?! Blimmin' cheek if you ask me - oh well, another 2 years to go then!!! :-)