Question Author
I will be honest, I am asking because of my own circumstances.
We have both recently got promotions in work and our joint income is, not too bad. Debts are reasonably low, her car is on finance, small amount on credit card and of course the mortgage.
Yet I wonder where it all goes some months.
I know of couples on £40k joint income who live perfectly comfortable and I know of people with fantastic jobs who always complain of being broke.
We budget well and live more or less to our means. At 31 and 28 we feel its time to think about the future, where we want to be in the next 5, 10, 20 years...