Yes I do actually. The problem with massive benefit payouts occurs not generally because people are playing the system although some are without a doubt, it is because of the way the housing market has changed since the inception of the idea of helping people with their rent. As someone else said on here it's usually about 50% cheaper to buy a house than to rent one. Couple that with a lack of decent social housing and you get a sceanario where rents are sky hight and the majority of large payments go on paying that via housing benefit/ council tax benefit. You can't simply demand that poor and / or disadvanataged families up and leave nice areas or you create ghettos and we've been 200 years escaping that sort of social inequality. What's the answer to this? Build more affordable social housing, tell anyone claiming benefit that if they work on Govt proposed schemes they will be granted a mortgage to buy their own home, and see how many people stay on benefits then. It's true there is little incentive to work as people are not much better off, so don't show them a stick, resettle them in some benefit claiming claiming ghetto they, and more importantly their children will never get out of, instead give them a carrot to make working really worthwhile for them and their children.