I Can See Problems When This Starts!

[trt]

For landlords receiving their rent on time, and family's spending the money paid into their bank account on other commodities, which they may feel are more important.

What do you think folks?

https://www.moneyadviceservice.org.uk/en/articles/managing-rent-payments-on-universal-credit?utm_source=d-outb&utm_medium=disp&utm_term=ntwk&utm_content=d-tools&utm_campaign=d-outbrain

[tamborine]

Ive had DSS tenants for the last 4years who paid me rent. Trouble is they dont pay t'other bills & am still receiving 'what looks like' debt letters for them.

[Buenchico]

It's been causing for problems for months!
http://www.discountletting.co.uk/blog/rent-arrears-soar-sevenfold-in-universal-credit-trial/

This is meant to address the issue of rent arrears:
http://www.insidehousing.co.uk/tenancies/universal-credit-docked-to-recover-rent-arrears/6527269.article

[daffy654]

Many local authorities have been doing this for some time, Blackpool being one of them.

[Mamyalynne]

My HB has always gone into my bank.

[Mamyalynne]

PS

I pay my rent every month.

[tamborine]

To be fair, private tenants are no better.

[Mamyalynne]

No better than what ? I have lived in private rented for 38 years now.

[askyourgran]

Oh dear you could be right trt, unless rent and bills can be paid by direct debit a lot of them will be stumped. Especially now Christmas is drawing near.

[lcg]

it's simple. you pay your rent first and don't get to be homeless. then council tax so you do not get flung in jail. then gas/elec/water as they are necessities. nothing else is needed or essential to be paid. after all....they can't take what you haven't got. if numpties can't pay rent first, then they deserve a patch of pavement for a bed.

[tamborine]

No better than DSS tenants as mine have run up debts and are being chased by Gas/Electric/Council etc.

So long as I get my rent I'm not bothered about their debts; just RTS their mail.

[Mamyalynne]

So what we are saying here is that if someone is in the position through unemployment or whatever and currently receive Housing Benefit that automatically makes them bad managers - tis a strange leap to me. But as I say I have never ever had my rent go direct to landlord, always paid on time, never in arrears etc.

[Mamyalynne]

Tambo, we may be at cross purposes, I am on benefits, therefore am a DSS tenant in a Privately rented property.

[askyourgran]

Not so simple to some. There are hundreds of numpties icg, who are living in sqalour, after the bills are paid there is not a lot of money left to play with. So now and again they say 'Sod the bills it's time to buy kiddie number 5 a pair of shoes and kiddie number 9 a coat, TV, gameboys, gotta have some fun etc. etc. Getting them to work is the hard thing, especially as there is a queue of foreigners waiting to come here for jobs and benefits.

[tamborine]

Its hard for younguns with kids on DSS Mamya. I dont think they manage their monies so well. Most have the sense to pay their rent, so that's a bonus.

[saxy_jag]

We used to get housing benefit paid directly to us, which we then had to use towards the rent. Never a problem. I was taught early on in my adult life that keeping a roof over your head should be your first priority financially, whatever your income.

[tamborine]

As you know Mamya I am in the horrible position of being a landlord renting out a liquid equity maisonette. Some tenants have been employees and some have been DSS. I prefer DSS tenants as they have regular incomes and not liable to lose jobs and be penniless.

[chrissa1]

Rent or a mortgage. They are basically the same. If you don't pay either one of them, eventually,you lose your house.

[chrissa1]

What is a liquid equity maisonette, Tambo?

[vakayu]

Saxy jag has hit the nail on the head,housing is number one priority,before anything else,what use is having lots of presents to open at Christmas for instance if you are under threat of eviction? This time of year sense seems to go out the window in a lot of households as keeping children happy seems to prevail.

[Peter Pedant]

Kids are taught in skool now about Maslow's Hierarchy -
the first one is to keep a roof over your head

if they use the mun mun to buy presents for the kids over chrissy
they know what is gonna happen

Tambo your tenants took a decision to default on rent AND run up white good debt knowing you would evict. They would have gone anyway fr the reason you have said - the final demands and CCJs have started coming in.