This Bloke's A Police Chief??

[ToraToraTora]

http://www.bbc.co.uk/news/business-35890028
Now I know that some court the con men by their stupidity but by saying this, this plonker trumps them all! Not too bright eh?

[Svejk]

Not sure about the ins and outs of this subject. But Hogan-Howe is a disgrace to his uniform, imo.

[Gromit]

He does appear to be blaming the victims.

Will he be blaming people who go on holiday as negligent when their homes get burgled and telling insurance companies not to pay out?

Even if he thinks cyber crime is easily preventable, he is sending out the wrong message.

[Haggisdj]

Do you not thk that he is trying to make the general public more aware of cyber-fraud and more accountable for their actions or do you think that it is OK to give your credit card details to dodgy web sites and not have to worry because someone else will foot the bill?

[Gromit]

Why are the knives out for Sir Bernard Hogan-Howe?

Theresa May appointed him, and has just extended his contract a year, so she must be happy with his performance. His record seems OK and the police haven't had any major controveries on his watch. Why is he a disgrace to his uniform?

[hc4361]

If you go on holiday and get burgled because you left the windows open your house insurance won't pay out.
If you've left your car running with the heater on to defrost and a thief drives off in it, your car insurance won't pay out.

If you ignore the security advice of your online bank or log on to your bank from a public computer and fail to log out - should your bank (the other customers) pay out?

How many crooks have set up a scam where the fraudster is a mate and they share the proceeds?

[mushroom25]

//Why is he a disgrace to his uniform? //

how about, as your starter for ten, Edwin (Lord) Bramall.

[vulcan42]

He's basically saying the Police cannot catch these con men and has decided to blame the victim. I can understand why the police cannot catch these people if this question from the police entry exam is typical, a pass of 44% is all that's required.
\\ One sample question from the current multiple-choice maths test, which lasts 12 minutes, is: “A purse was found with one £5 note, four 20p coins and five 2p coins. How much did the purse contain altogether?”

[hc4361]

If the fraudster is abroad it is very difficult for the police to pursue and prosecute.

[jomifl]

When I had my identity stolen(from within a bank) and reported it to the police, they said that they couldn't do anything until the bank reported the crime. Meanwhile the bank wanted me to cough up £50k and didn't report it (too embarrassing perhaps).

[Gromit]

Operation Midland was instigated after a member of the public reported a crime. The police are then obliged to investigate it. Lord Bramhall was interviewed and no further action against him was taken.
What did the police, or Hogan-Howe do wrong?

[hc4361]

jomifl, that is because it is the bank that is the victim, not you.

[Svejk]

He comes across as a 'chippy' half-wit to me, gromit. (just my opinion, of course)

[Svejk]

http://www.huffingtonpost.co.uk/2016/02/11/sir-bernard-hogan-howe-john-humphrys-met-alleged-sex-crimes_n_9207294.html

[Svejk]

http://www.huffingtonpost.co.uk/2016/02/11/sir-bernard-hogan-howe-john-humphrys-met-alleged-sex-crimes_n_9207294.html

[BRIGHT SPARK]

vulcan...the correct answer depends on who found the purse :-)

[ToraToraTora]

we should all take reasonable precautions but this bloke has just given carte blanch to the banks to Welch. The banks saved squillions on closing branches and encouraging on-line banking so they should be ready to support those that maybe struggle with the security aspects. No I'm not saying they should compensate regardless, the public have a responsibility to their own security.

[EDDIE51]

I don't see it as any different to claiming insurance for a theft from your car or your house when you left the keys in the door /car . The result is you do not have a claim as you did not take 'reasonable care' to safeguard your property. You need to take 'reasonable care' to safeguard your 'online' details just as you do to protect your car or house. It is astounding how many people make a note of their PIN or password and leave it in their purse or wallet along with their bank cards. I even know an elderly lady who has her PIN written on the signature strip of her bank card !! (yes I have tried to explain to her why it is a bad idea, but she says she can't remember it otherwise!)

[Svejk]

If The Pentagon can be hacked, eddie, I'm sure you or I could.

[EDDIE51]

If your card was hacked then the bank will pay out, (mine did !)
This is talking about a situation where the PIN and or the passwords were known to someone other than the account holder.
In my case someone had cloned my card , no idea how, and used it for £600 worth of transactions! The bank replaced all the money as the transactions were proved to have originated in Northern Cyprus when I could prove I was in the UK and had the card with me. One of the transactions was in N Cyprus when I used the card in my local Post Office just 2 minutes previously!

[Svejk]

Oh yes, if theres any suggestion of an 'inside job', no-one could blame banks for not paying up. (I don't think)