Looks Like We Are All Paying For Lowlife Scum Conning The Insurers.

[ToraToraTora]

http://www.bbc.com/news/business-40632427

[mikey4444]

We have been paying for years TTT, and its mostly the fault of the insurance companies. They shouldn't be paying out for "whiplash" injuries.

When I had a serious accident in 2011, writing off my car, the first remark from most of my friends and acquaintances was....."make a claim for whiplash"

I also had calls from companies, some of them solicitors, offering to help me in a claim for unspecified injuries.

The whole business is corrupt from top to bottom.

[david small]

I agree with mikey root and branch malfunctioning. Start again. Whatever happened to personal responsibility and integrity

[mikey4444]

Filthy lucre Dave !

[fiction-factory]

I'm wondering whether you are aware of the legal environment in which insurance companies operate- professional claims management companies, levels of damages etc. There has of course been fraud but it's claimants not insurance companies who make claims and there have been medical professionals who will provide claimants with a professional medical opinion that the claimant the courts seem to accept if the claim isn't settled amicably

[jno]

mikey, I've had lots of calls offering legal help following my car accident ... which I haven't had.

However, I can see not a single word in that story about anybody conning insurers. Did you just make that up?

[fiction-factory]

My post was in reponse to Mikey's

[TWR]

There has to be a way to stop this fraud, first way is the GP Examination & a Paid Hospital appointment and report, the examination of the incident & area to Diagnose If Whiplash has occurred, If found other wise the claimant is pulling a flanker, they should have a hefty fine.

[ll_billym]

The story is about insurance companies saying they will have to increase premiums due them having to now pay out more to people with "life-long, life-changing injuries".

This is a different story to the one about insurance companies saying they will have to increase premiums due them having to now pay out to low life scum with fake whiplash claims.

[ummmm]

Whiplash is real though.

[AKMild]

One of the contributing factors to this problem is the existence of so-called "claims farmers". These are (legitimate) businesses whose function is to introduce third party insurance claims to firms of solicitors/accident management companies, in exchange for either a fixed fee per claim, or a percentage of any damages awarded. In the same way, the solicitor/accident management company handling the claim will seek their own costs from the third party. The claims farmers play the volume game, i.e. the more claims they sell, the more fees they get, so there can be a temptation to sell legally-fragile claims or even outright fraudulent ones. The claims farming business model is often run on a telesales commission-led basis, so individual telesales agents can be tempted to do anything to get a sale, even by 'inventing' accidents. This is what gives rise to the telephone calls offering to make claims for an accident you haven't had. The situation can be compounded if the solicitor or associated party (medical 'expert', car hire company, forensic mechanic, etc.) is less than scrupulous and is willing to submit a report in favour of a dodgy claim so that the third party insurer will cough up their (often top-end) costs.

So, bear in mind that the lowlife scum inventing personal injury cases are not always individuals but can be so-called professional parties as well. Always best to use a trusted solicitor.

[ToraToraTora]

yes there are genuine cases but most of them are faked, encouraged by ambulance chasing parasitical lawyers.

[jno]

ummmm, yes, I think TTT has got a little carried away with his prejudices. He imagines everyone who gets an insurance payout is lowlife scum who's defrauding the company. The story doesn't even mention fraud; he and mikey seem to have dragged whiplash in from nowhere.

[jno]

most of them are faked

lol, let's see some statistics!

[albaqwerty]

am still suffering from whip-lash after more than 20 years.

Mr Alba was rear-ended a few years back and the guy's insurance company phoned him to offer medical stuff, he told them he was fine and not going to make a claim.
Insurance guy was, to say the least, astounded.