Why Can't Those That Own Their Houses Pass Them On To Their Children If They Are Unfortunate To Go Into Care, During Their Final Years?

[anotheoldgit]

https://www.dailymail.co.uk/news/article-6372901/RAF-hero-95-sell-home-pay-care-hes-survived-long.html

It has taken these two hero's predicament to highlight once again the unfairness between those that have struggled to buy their homes and those who chose not to.

[bednobs]

If people go onto care they no longer need a house to live in and therefore need to sell it to pay for their living expenses. Living in residential care covers everything food bills heating lighting and so on. Are you suggesting aog that the tax payers should feed someone and pay all 5heir bills for life because they are veterans? It's simply not sustainable is it? Social care is paid for oute of council tax Not general taxes. People who are unwell enough to need nhs care can get their care home and all costs paid for by the nhs via continuing Healthcare. This person is clearly not unwell enough to need that though

[anotheoldgit]

According to some, perhaps they would also like to see the whole of the NHS run on a means tested system?

I.e. why should 'wealthy old persons receive free prescriptions, free hospital care etc, etc?

[Old_Geezer]

It's nothing to do with adult children not inheriting what they'd like; that's a 'red herring'; it's about the person needing health care, physical or mental, being asked to pay, and not being able to leave what is theirs to whomever they wish.

One can try to split off some health care and rename it social care if one wishes, but it fools no one. It's still clearly a health issue.

Need for a house doesn't come into it. They may not have a need for a lot of things but they still own them. It's not the State's job to grab them.

[woofgang]

So OG if my knees give up and I need a bungalow instead of a house with stairs, should the council pay for that and let me keep my house?

[anotheoldgit]

woofgang

I don't know about all councils but some will supply you with a bungalow which one has to pay a rent for, one can then sell one's house and put the money in the bank.

[gulliver1]

Have no fear, when we get the £ 350 million a week next March, { promised from Boris the Bus } to put into the NHS, that will help pay for someones health care.

[anotheoldgit]

woofgang

But if it is only a matter of one's knees giving up, perhaps one could buy a stair lift.

[woofgang]

Why should I buy a stair lift or pay rent? You are saying I shouldn’t have to do either of those things if I go into residential care

[anotheoldgit]

gulliver1

/// Have no fear, when we get the £ 350 million a week next March, { promised from Boris the Bus } to put into the NHS, that will help pay for someones health care. ///

That is a myth, the message on the bus was just a suggestion what some of the money we give over to the EU could be spent on.

/// All he said in his Telegraph column is that leaving the EU will give us more control over ‘roughly’ £350m a week, and it would be good ‘if a lot of that money went on the NHS’. ///

https://blogs.spectator.co.uk/2017/09/the-great-brexit-bus-delusion/

[anotheoldgit]

woofgang

You wouldn't need to if you went into residential care, along with all those who receive residential care free of charge.

[Mamyalynne]

I can't claim to understand all the rules and have no dount that they don't appear fair across the board, but I can only speak for myself and my siblings - we never saw what my parents worked hard to pay for as our but theirs.

We would happily have forfeited the house they bought with hard earned money to ensure they had a well cared for old age.

Neither made it to old bones though.

It's a very emotive story of course, everyone's is and I hope the lovely gentleman gets the care he needs.

[woofgang]

Og it was you who sugessted I should rent a bungalow or buy a stairlift....if you think the council should house me for free and feed me and cover all my other domestic costs then why should that only be if I need residential care?

[gulliver1]

AOG if what Boris wrote on his bus was only a myth , then he is guilty of misleading the Public, to influence the vote.

[vetuste_ennemi]

So many moral and[ological confusions. Welfare state. Free at the point of delivery. [i]National] health service in the sense of funded by, but not restricted to nationals.

Where's AB's court jester when you need him? Pipe up, Peter.

[Mamyalynne]

How rude.

[vetuste_ennemi]

The underlying "principle" in all of this is that statists in general and socialists in particular love and encourage servility and dependency, and, en revache, hate and will punish independence and self sufficiency.

This philosophy contains an obvious self-contradiction and is self-destructive. Like when everybody's begging who fills the bowl?
When everyone's a beggar there's nobody around to make the bowl.

Innit?

[anotheoldgit]

gulliver1

/// AOG if what Boris wrote on his bus was only a myth ///

I didn't say it was a myth, I said it was a suggestion, the myth was that it actually promised that the saved money would be spent on the NHS.

Just another couple of corrections Boris didn't actually write it on 'his bus', the bus did not belong to him and the 'writing' was a transfer.

[woofgang]

OG once you start to nit pick, you KNOW you have lost the argument

[Bigbad]

A well deserved BA to Old_Geezer.

“We would happily have forfeited the house they bought with hard earned money to ensure they had a well cared for old age.”

Couldn’t agree more, Mamyalynne, but what the homeowner wants should also matter.
My dad was always worried this would happen to him, and did in fact happen for a couple of weeks before his death early this year.
While I was busy researching decent care homes, my sister was advocating leaving him where he was because a) he doesn’t have a clue and b) we may get something when he goes!

I think this is yet another example of the ‘haves’ being expected to apologise to the ‘have nots.’

Own your own home, maintain it, but lose it to fund your care.

Don’t own a home, no savings or frittered your money away. Just pay the bare minimum for your care.

Maybe the fairest way would be to say that everyone is entitled to X amount for their care.
Those that can’t top it up, get a council run home. (Having been in one, I personally would rather be dead) Those that can, get to choose whether they use their own money to upgrade or not.
This may also stop the social workers exercising their far reaching powers to dump someone in a home when they don’t want to go into one.

I certainly hope it’s my children who inherit from me. Not social services.

[Mamyalynne]

I agree there are anomalies with all of this and your suggestion of 'X' amount for all sounds reasonable - until of course 'X' runs out.

I wouldn't like to be in charge of finding a solution that satisfies all, tough call really.