No, of course not and don't be so sneery. I live a perfectly normal life. That is how it is around here in E. Yorkshire and in most rural areas. Most people in our village of 250+households are the same. This is probably the greater part of the British Isles, by the way. You are falling into the trap into which the Remainers fell - i.e. thinking that metropolitan thought and life was the norm. IT ISN'T!
As it happens, OH has just given up trying to buy anything on line. He's hard of hearing. All these over-cautious security things make it impossible. We can't receive 'once-and-forever' codes on mobiles and if we give the landline number the metallic, mechanical voices fight with his electronic hearing aids to make in incomprehensible blurr of sound. We could manage fine until just a few years ago.
So, I suggest that you try looking a little further around the UK befor suggesting that we live thousands of miles away from it.