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so will they forced to install cash machines all over the country side for people who live out in the sticks? 98%+ are already within 3 miles of a cash machine.
so will they forced to install cash machines all over the country side for people who live out in the sticks? 98%+ are already within 3 miles of a cash machine.
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But the government will be seen to be "doing something", Tora. Dead easy to threaten large organisations with fines (which will come out of shareholders' dividends anyway).
It's strange that they can always "do something" about problems which either don't exist or are minimal in effect, but cannot do something about matters which really need solving.
It's strange that they can always "do something" about problems which either don't exist or are minimal in effect, but cannot do something about matters which really need solving.
Well if they weren't so *$&$€£¥ thick and knew their service responsibility to the public was to keep and run high street branches (with ATMs) then they'd not have scored an own goal and put themselves in such a position. No doubt they'll be asking their shareholders for the cost of reversing their idiocy then.
It's not just a cash machine though, its a free withdrawal cash machine.
This all needs to be put into a charter for a UK Banking licence along with not being able to refuse a basic account for a UK resident unless otherwise approved by the FCA or similar.
The solution is fairly easy. All the Banks need to do is join forces (like they do with EoC and CLS) and have a single owned company that deals with this for all of them. It shouldn't be difficult or indeed any more expensive than current, might even come out cheaper.
//98%+ are already within 3 miles of a cash machine.//
Yes, but going forward?
//It's strange that they can always "do something" about problems which either don't exist or are minimal in effect//
Whilst I have sympathy with the comment surely it is good they are pre-empting a future issue? And that is how it should be. We would soon all knock them further down the line if they did nothing.
This all needs to be put into a charter for a UK Banking licence along with not being able to refuse a basic account for a UK resident unless otherwise approved by the FCA or similar.
The solution is fairly easy. All the Banks need to do is join forces (like they do with EoC and CLS) and have a single owned company that deals with this for all of them. It shouldn't be difficult or indeed any more expensive than current, might even come out cheaper.
//98%+ are already within 3 miles of a cash machine.//
Yes, but going forward?
//It's strange that they can always "do something" about problems which either don't exist or are minimal in effect//
Whilst I have sympathy with the comment surely it is good they are pre-empting a future issue? And that is how it should be. We would soon all knock them further down the line if they did nothing.
//they don't decide branch closures etc.//
Absolutely not. But they should make is a condition of a licence that certain levels of access are maintained for all. If not they will just provide a service on an industrial estate and *** everyone else.
If any Bank doesnt want to provide basic Retail banking that covers all the population then they should drop the licence and just be a commercial or investment bank or whatever.
Whilst I appreciate I am opening up myself for accusations of being a Commie (might even maka a couple of new friends form the resident commies on here ;-) )the problem these days is that it is impossible to live today without a Bank account and that is why we need some protections in place as a condition of licence.
Absolutely not. But they should make is a condition of a licence that certain levels of access are maintained for all. If not they will just provide a service on an industrial estate and *** everyone else.
If any Bank doesnt want to provide basic Retail banking that covers all the population then they should drop the licence and just be a commercial or investment bank or whatever.
Whilst I appreciate I am opening up myself for accusations of being a Commie (might even maka a couple of new friends form the resident commies on here ;-) )the problem these days is that it is impossible to live today without a Bank account and that is why we need some protections in place as a condition of licence.
98%+ are already within 3 miles of a cash machine.
erm then there is llittle problem about enforcement which was gonna be froo fines
but it is designed to stop further closures. Charging cash machines are predominantly used by (old) social classes 4 and 5 and is an un-necessary charge.
sort of off shoot of Farage - everyone should have a ( right to) a bank account
social engineering 101
erm then there is llittle problem about enforcement which was gonna be froo fines
but it is designed to stop further closures. Charging cash machines are predominantly used by (old) social classes 4 and 5 and is an un-necessary charge.
sort of off shoot of Farage - everyone should have a ( right to) a bank account
social engineering 101
No need to be rude to TTT PP.
frequent two-liner to be seen on AB, playing every day of the week:
1.Foo - free cash- why day do dat den? as the axiom
2. day do already !!!! day radio-rental den ?
yes I do use cash and yes the local corner shop has charging cash machine used by all the dossers and yes I did see three children going to a private school
frequent two-liner to be seen on AB, playing every day of the week:
1.Foo - free cash- why day do dat den? as the axiom
2. day do already !!!! day radio-rental den ?
yes I do use cash and yes the local corner shop has charging cash machine used by all the dossers and yes I did see three children going to a private school
