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No missed becaus it concerns an inheritance tax point far far above the average ABer's ken

that is one can leave an unvested (*) pension to someone else ( assignee) outside of a will and avoid IHT

and now you can;t

BUT 

there is recent an appeal court case (*) Staveley which changed a lot ( or everything) before all this

https://www.curtisbanks.co.uk/staveley-case-summary-and-outcomes#:~:text=On%2019%20August%20the%20Supreme,whilst%20knowingly%20in%20ill%2Dhealth.

and TTT what was that long greek word to  describe a twist in a one liner - pros dia something. I was trying to recall it ( honest)

Does that reported in the Morning Star apply to widows/widowers - or just to the next generation?

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