Isa

[barry1010]

Any experts here?

My query relates to a spouse inheriting ISAs on death.

https://www.gov.uk/individual-savings-accounts/inheriting-an-isa-from-your-spouse-civil-partner

I read elsewhere that both have to have ISAs with the same provider(s) to enable this.

Can you clarify? Is it a rule or does it depend on the provider's terms and conditions?

I'd rather not contact them until I am more sure of the situation 

[newmodarmy]

Are you talking about transferring their ISA allowance or about inheriting and transferring the proceeds to the surviving partner's account?

[barry1010]

Both.  Transferring the funds and retaining own allowance

[newmodarmy]

This helps too.

https://www.gov.uk/individual-savings-accounts/if-you-die