Ahhh - get you now cazz - thought you were talking about the way that the whole country seemed to think that they needed to have everything now, borrow the money and don't pay later - just claim that you were misled and get off with it. Surely people arn't that thick that they can't work out what they can afford to pay - I am not talking about here the poor people who suddenly find themselves unemployed or sick or something, just those that lived for today and expect everyone else to pay for it. Some people seem to believe that the government, whoever they are, have a magic pot of gold that they use to fund things and it is not paid for by our taxes, how some people expect to have the best of everything and the lowest of taxes, i'll never fathom.