16a. I hate to admit it but this one has me stumped(it will probably turn out to be so obvious).
Clue is :-Need cash dispenser tohide painter enjoying another's woe.
Yes, sorry Boxtops. I've actually asked others to tell us about letters etc. I t's the first time I've asked for help and I do it wrong. Will try to do better. And thanks for the answer everybody, that's a new one on me.