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Christmas Crosaire

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pjgriffo | 12:38 Sun 31st Dec 2017 | Crosswords
6 Answers
Need help --2 annoying 4 letter ans. left.
1. Particular types of summits in the evening mists (4) I - E -
2. Could that be the excess, as insurance doesn't include what's on top. - V - R
Is 2.OVER and if so why?
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(C)over (insurance)
2 (C)Over doesn't include it's top
(C) over
1.Item - initial letters of last four words
2 Over (excess) = Cover (insurnce) - C(top letter)
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Thanks all. I had a mental block about them !

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