Ok wajeeh, here's some other issues you need to consider. Firstly, do you know how difficult it is to fill hollow tubular material with a powdered mixture in the manner you propose? To begin with, it would demand costly prototype machinery being built and this would be before you would have to find a way of ensuring that the mix remains consistent throughout every millimetre of the hollow fibre.
I'm afraid that your idea of crushing the endothermic reactants to "micro level" as you term it, only reinforces my opinion that you've not researched the likely optimum size of the mix particles. What is your idea of "micro level"?
The next point I want to make is that you appear to be unaware of the potential difficulties of marketing such a product. Let me put it to you like this. If you managed to convince a UK Size 8 woman that a jacket made of your material would enable her keep warm in Winter and cooler in summer, do you think she'd buy it without seeing it in action? Let's imagine the lady donning the jacket in her warm home and then going out for a walk in wintry conditions. I really don't think she'd thank you for appearing as a Size 8 one minute only to change to a Size 22 shortly afterwards! The fashion industry would bankrupt you.
In industrial situations, yes at face value there could be a demand but remember that the more bulky the clothing, the more restrictive it is to work.
All this is before we even begin to discuss what occurs when your fabric gets wet.