I thought I'd have a crack at question i), at least.
I think the answer is that we would expect the Universe to be electrically balanced, because it started that way, and indeed as soon as there is an imbalance it is normally not going to stay that way. Imbalances lead to instabilities, at least overall ones do, because a concentration of positive charges, say, would push each other apart unless there were some balancing negative charge nearby. The result is that matter would struggle to coalesce without balanced charges, and so we might not even be here to wonder about it.
At least the Universe is observed to be electrically neutral overall, but a lot of the time this is in the state of an ionized gas, made up of separate nuclei and electrons, so there can be local imbalances. Just no global one.
On the other hand, the current theories of matter imply that what should be in balance is not necessarily electric positive and negative charges per se, but between matter and antimatter. Thus, in a truly neutral Universe you would expect an equal number of protons and antiprotons, and separately an equal number of electrons and antielectrons, but there is no reason for balance between the two. This is certainly not seen, and this can only be the result of matter and antimatter being not entirely identical. This is partly explained by "CP violation", but not completely. Something more is needed, and physicists are still trying to find the answer to that one.
Separately, there is the curious point that while protons and electrons are in balance with each other, they really needn't be. At the level of the Standard Model of Physics, particles are assigned a charge, but the values are inserted "by hand" to match what is seen. It is, therefore, entirely an accident that the charge of a proton and that of an electron are equal but opposite. One could imagine a world in which the charge of a proton where twice that of an electron, so that neutral Hydrogen would require two electrons rather than one, and so on. I'm not aware of anything in the Standard Model to stop this from happening, other than that it doesn't.
This leads people to consider ways to try to connect the values of the charges of a proton and electron, which means New Physics. In this particular guise it is, genuinely, a "Grand Unified Theory" that people are seeking, which is a different idea from Supersymmetry (or String Theory, etc). In that solution, the Standard Model combines from two separate forces (strong and electroweak) into just the one. At the level of mathematics, everything works beautifully, in particular because the electric charges have to be exactly what they are for the theory to work. Wonderful!
Except...
In a very loose sense, Particle physics say that heavy things decay into lighter things whenever possible, and throws in a prediction for how likely this is into the bargain. By unifying the forces, it is made possible for a proton to decay into lighter things, specifically a "pion" and an electron, something that cannot happen in the Standard Model. It's also possible to predict the rate. The answer you get depends a bit on the specifics of the model, but typically the decay is predicted to occur much, much faster than what is actually seen. So it doesn't work.
While protons not decaying means that normal matter can exist for ages, and so that life can, I think most physicists are bloody annoyed that they don't.