I certainly understand your intent, 'pod, but you mis-interpolated your two examples. While the second concerning the swimmer is accurate, the first contradicts that, unintentionally, I suspect. If the helicopter is hovering in a 20 knot headwind and makes no corrections, such as power or cyclic control changes, it, just like the swimmer, will drift downwind at about 20 knots.
Asa pedantic point, helicopter pilots rarely hover their aircraft more than just a few feet off the ground and that's usually during the final stages of the landing approach. A rule of thumb is that the forward motion of the craft must equal the distance, i.e., twenty feet off the ground requires 20 knots forward speed, 10 feet high, 10 knots, etc. The purpose is, should an emergency landing be required (known as an Auto rotation) the forward airpseed will keep the main rotor turning with enough velocity to effect the landing, usually safely... well, sometimes safely... actually, the outcome is seriously in question...